No doubt. The quality of the signal is less. You also pay $21 for OTA signals which are delayed in reception, reduced in quality, and only a subset of the channels available. The savings from the Tivo (lifetime guide) updates has saved some money for us from the receiver/DVR service fees.The sad part is that if the current Spectrum app is any indication, their streaming video quality is going to be the same compressed to hell garbage that they're sending down the cable wire now. For people used to HD streams from real providers, their stuff looks like poorly upscaled standard def.
People are getting acclimated to high quality images from their streaming suppliers. If they don't up their game, Charter and Spectrum will become the new low rez side channels. Without the monopoly status they've enjoyed for decades, their TV offering will sink without a trace. They have no idea how to compete, and even less than that on how to compete on image quality. They are quickly going to settle on being just another ISP where in many areas they still have their monoply (but not for much longer).
Given the current developments in this space (I care less about TV, but my family watches it), we are preparing to improve quality of the service and if we save more money (which preliminary checking shows around $50 / month saving with equivalent programming) great! I can only hope competition in the streaming / live tv space remains and forces competitive offerings. How Tivo responds, no idea. I have had enough of Charter / Spectrum.