Since I received an HR20-700 (leased) as a replacement for my HR10 (owned) that died, what good is the Protection plan? I should also say that I prefer the HR10 to the extent that I replaced my HDD and power supply and put the HR10 back in service. The HR20 is back in the box. If my 2nd HR10 dies, there is no way I want another HR20, I would repair it. Seems like I should cancel the protection plan?