I just upgraded to the Elite, and I'm debating if I should purchase an extended warranty. I have two options: Option #1 - BestBuy "Black Tie" program - 4 Years @ $75 Option #2 - TiVo Extended Warranty - 3 Years @ $40 From a strict price comparison obviously 3 years for $40 is better than 4 years for $75, but from a customer service standpoint how easy is the TiVo warranty to use? Will they just ship a refurbished box? I think with BestBuy I can walk in and out that same day with a brand new unit. In previous iterations I would purchase a replacement HDD as my "warranty" but with the Elite, there is no upgrade path (right now) and I cannot get the WD20EURS for less than $75. So I could go with one of the plans, and get a replacement (backup) drive in a few years when they have dropped in cost. Anyone with any experience with either of these? Any recommendations? Squaretrade didn't see to have a cost effective option.