It's now been a year since I dropped cable and went OTA with Tivo and I love the savings! But, the new Tivo Premiere Elite has piqued my interest. Unfortunately it is only available to digital cable subscribers. If I buy an Elite with a Lifetime subscription and subscribe to Time Warner Digital Cable how much can I save by not using their box? I remember with DirecTV they used to charge me for HD service: $10/mos, DVR service $5/mos, and I paid to lease each DVR $5 each. If I own my own box (Tivo Elite) would I not have to pay Time Warner's set top box charge and DVR & HD service? I believe I'd have to pay $3/mos for a cable card. Would I need a tuning adapter and what is the monthly charge on that?