Hi Zevida --
Marc is correct on this one. Since they auto-renew with PayPal, it needs to be tied to a PayPal account in order to be able to work.
The verbiage is meant to convey that it doesn't have to be funds from a PayPal account and that it can be made with a credit card, but either way, it does need to be processed through PayPal. I will modify this verbiage to be more clear in this aspect.
As for non-recurring accounts, I haven't seen much demand for this, but I'm happy to work directly with anyone who would like to do that. I don't know 100% if it's something we can do, but I'm always willing to evaluate the possibility of offering it if folks are interested.
Administrator, Capable Networks