How....
Uninteresting.
How's about they try focusing on the plot of the show instead of inventing details on how the economy of the fleet works? Like maybe actually HAVING an idea how the whole thing works out, including who it is that's been sending phantoms to Six and Baltar ever since the destruction of the colonies? (Anyone who thinks they've known exactly what they were doing from the start of the series is fooling themselves.)
None of this would be happening if Lorne Greene was still alive. He'd never have let them get away with it.