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If you do get the premium channels, you'll get those HD channels as well, although there are only five of them (one each for HBO, Showtime, Starz!, TMC, and Cinemax).
Their "Movies" package is way cheaper than the alternatives you might see from other providers. We had turned off all of our premium channels with DirecTV to save money, but we did decide to go with their $12.99 (soon to be $14.99) "Movies" package which includes 45 channels of Starz!, Encore, Showtime, and TMC.
Given that Verizon isn't currently offering multistream CableCARDs, you'll need to get two CableCARDs for each TiVo HD, and you'll pay the rental fee for each CableCARD.
In addition, you have to factor in the service fee to TiVo.
We found that when we added in all the various charges to Verizon and TiVo, the cost wasn't as much cheaper than what we were paying to DirecTV. However, given the additional content we'd be getting for the same amount (including all of the HD programming which doesn't carry an extra charge) as well as programming that wasn't even available on DirecTV (like TV 5, a French channel), it was worth it for us to switch.
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