I am the same way with my cell phone. I don't need a camera, calender, music, videos, downloads, etc, etc, etc. But, I still have to pay for what is included in the packages that are offered.
On the other hand, talking TiVo - For $12.95/$6.95MSD what is offered if GREAT! Put into perspective what that would cost from other providers, and the price is excellent. Although you do not use it, paying for it is not the greatest, but it keeps things simple - which is TiVo's whole point to start with. I think that too many options just start to confuse people.
I have not even touched the Photos option, nor any of the other Yahoo! options, but they are there if I decide to. I like that. I use the heck out of remote scheduling, so I really like that. I figure, that at the price you pay and what you get for what you do use, it is more than reasonable.
TiVo Premiere 4 ∙ WD 1TB DVR Expander ∙ TiVo Mini ∙ TiVo Stream
XBOX LIVE: fiftyfootfang