To the OP: It really is a matter if you want OTA, Cable, or Sat services. Both the TiVo Roamio line and the Hopper are excellent DVR's with nearly identical features, and both have their annoying fees. You can't go wrong with either service or systems. The only downside for TiVo is the stupid CableCards. This is not TiVo's fault but the cable companies fault. Some people are doing OK with Cable Card, but others are having living nightmares. Also, there is the additional expense of the CC and the cable cos. still finding way to INCREASE the monthly fees for CableCard.
For you, look at what each has to offer as far as channels, and, of course, crunch the numbers. No matter which you choose, it should be a good experience.