Originally Posted by waynomo
Ah, didn't read the details. Actually the way it is displayed on the TiVo site is a bit misleading.
It says this, "TiVo Mini comes with a 1-year limited warranty" here https://www3.tivo.com/store/mini.do
. Below it looks like just details on extended warranties. You have to click there to see the details of the regular warranty.
This still doesn't change my feelings about extended warranties. If anything, the fact that you can replace it for $50 instead of having to shell out $100 makes my argument more compelling. (At least to me.)
In general I agree with you (regarding extended warranties) but in the case of a product like TiVo that has a lifetime service on it the warranty is actually more of a no brainer.
With a TiVo, the lifetime service is NOT transferrable if the device craps out on you UNLESS it is covered under an extended warranty from TiVo or an authorized reseller (Best Buy for example).
If you take the Mini, yes, it's a cheap piece of electronics, but the lifetime service on it is $149 and could very possibly be more 2-3 years down the road. In the case of a Premiere, the lifetime service is quite a bit more.... so sure you can buy a cheap replacement but you will get hit up for a brand new lifetime service fee.
It's also worth pointing out that in many cases if you need to use the extended warranty you will end up getting a newer generation replacement product if the product you have can't be easily serviced.
You also commented about using your homeowners insurance to cover something like a piece of electronics damaged by a power surge. Does your deductible not apply in those situations? Many homeowners have a $500 or $1000 deductible but many are increasingly going to much larger deductibles (mine is .5% of dwelling replacement value) to lower their premiums and simply paying for smaller things out of pocket.