We get free cable through our condo association. The whole building is on a "bulk account". When we moved in all we did was plug the coax cable into the back of the TiVo and run through the set up and bingo, TV! There was no need for a cable card. We have a Series 3 TiVo and WOW is converting over to all digital. We received a letter about obtaining a couple of free converter boxes, which we have now, but I don't think we need them (because the TiVo 3 is compatible). We decided to go through and redo the setup procedure and it say's that we need Cable Cards (we DO NOT have the digital adapter connected at this time). So, can anyone explain exactly what we need to do in our to receive the digital signal, if anything?