The cards are very expensive. If you could buy them you would be paying several hundred dollars for each one. I'd rather pay the monthly fee. SO far though FIOS hasn't added the extra 4 cables cards I added to my bill. I have 8 cable cards with them and they are only charging me for 4.(at $2.99 each). PLus they still haven't started charging me for the HBO the tech added to my account from his laptop. I guess sometimes their crappy billing system works out in favor of the customer. I'm not in any hurry to add the extra $30 in fees from the extra cable cards an HBO. If it takes 2 to 3 billing cycles to add the double/triple play, maybe it takes that long to add other things.