Just received a notice from FIOS regarding their fees on their DVR's going up a buck/mt. (Ditto on HD going up) We have one that is used about once in a blue moon that I'm thinking that it's about time to return it to them. The plan would be to replace our existing Premiere XL with an Elite and then move the XL to the TV with the FIOS DVR. Question then is how much of a hassle will it be in keeping the cablecard (in the FIOS DVR) and returning just the DVR back to Verizon? Anyone done that? Or will they make me return both DVR and card and then get a new cablecard? Can I self install if the later?