My cable company is sorta... fake? I live in one of those apartment complexes that subcontracts out cable delivery, so the "cable company" I have just resells satellite channels over a standard analog. They also offer satellite signal from a central dish for both Dish and Directv. So I'm sure they call themselves a "satellite reseller" and get a waiver from the cable card mandate. Either way, I get my HD channels OTA for free, with the exception of HBO, which I get from Dish Network (which I can't record with TiVoHD, but that doesn't really bother me since I tend to watch it live anyway).