To me, the card charge isn't even the key issue. The key issue is the multiple "outlet" charges even though there is a single box providing images to the television! I have one TV connected to which is a single digital cable box (for PPV) and an S3 with two cable cards. That's three "outlets" (yes, one is "free" with my programming package) for which I pay two "add'l outlet" charges. Totally bogus.