Looking to buy the Roamio Basic in Feburary (when my DirectTV contract expires) and we are going 100% OTA to save money. I can't decide if I should by the Lifetime subscription, or Monthly. Here is my thinking: Lifetime: - No monthly bills - Better resale value - Can keep it forever Monthly: - No huge $499 payment upfront - Easier to upgrade to new Tivo/not feeling stuck with current box Looks like I would need to keep the Tivo for 33 months for the lifetime to payoff. I think its doable, I just can't seem to swallow the $499 part. What does everyone think?