I rarely buy extended warranties on electronics, but wanted to see what people think about it for the TiVo Mini. The downside is that it's the same $40 price for 3 years like a much more expensive TiVo Premiere. But unlike the Premiere, where if it fails it's 90% of the time the hard drive which is not hard to replace, I'm guessing a Mini failure will render it useless. I have Lifetime on my Mini's so instead of being out $99, I'd be out $249 if it fails. How stable do you think these will be over a few years and is the extended warranty worth it for the Mini? Thanks!